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NGCU
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Loan Information
North Georgia Credit Union offers several kinds of loans to fit members' needs:
  • AUTO LOANS — Financing available on new and used cars.
  • EQUIPMENT LOANS — Financing available on new and used farm tractors and lawnmowers.
  • HOME EQUITY LINE OF CREDIT — A HELOC is a line of credit secured by a mortgage on a borrower’s primary residence, second home or vacation home. No closing costs!
  • MORTGAGES — First and second mortgages with competitive rates, no origination fee (in-house products) and no prepayment penalties.
  • PERSONAL LOANS — Low interest rates with fast processing and convenient financing. These loans are often used for debt consolidation, medical emergencies, vacations, car repairs, Christmas expenses and other unexpected events.
  • RECREATIONAL VEHICLE LOANS — Financing available on boats, motorcycles, campers and motor homes.
  • SHARE SECURED LOANS — Funds secured with deposits in a savings or savings certificate account. These loans feature the most attractive interest rates, and you will continue to earn dividends on your savings.
    Please contact us for more information on loans, or click here for a loan application.
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