North Georgia Credit Union

Effective May 6, 2008. Rates subject to change.

The APR is the credit union's standard rate.
The rate may vary depending on each individual's credit history and underwriting factors.

LOAN TYPE ANNUAL PERCENTAGE RATE
Loan A New Autos 5.90%
Loan B Used Autos 6.90%
Loan C All Other Used Autos 8.90%
Loan D Motor Homes 9.00%
Loan E Motorcycles/ATV's 9.00%
Loan F Boats/Watercraft 9.00%
Loan G Campers 9.00%
Loan H Machinery & Equipment 10.00%
Loan I Household Goods 10.00%
Loan J Mobile Homes 8.50%
Loan K Personal 9.90%
Loan M Share Secured rate on collateral plus 2% (min 6%)
  First Mortgage 6.90%
  Second Mortgage 7.90%
  HELOC (Base=Prime, Adjustable) 5.00%

* Actual rate is determined by individual credit scores.

NGCU may be able to match or beat competitors rates.

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