When you become a member of the credit union a savings account is opened in your name. An initial deposit of $25 is required plus a $5 one time membership fee. All members must maintain a $25 balance in their savings account to remain a member, and demonstrate regular activity in their account to keep it open. A monthly minimum balance fee of $5.00 will be charged unless account holders maintain a $50 share/savings account balance, or have another account relationship.

Other features of Regular Savings include:

• A competitive interest rate paid quarterly on the average daily balance in your savings account. Click here for current rate information.
• Withdrawals: To withdraw money from your savings account, simply stop by a credit union branch, give us a call or make a withdrawal from Online Banking and we'll mail you a check.
• Quarterly statements by mail.
• Payroll Deduction/Direct Deposit: You may have deposits to your savings account deducted directly from your paycheck.

If you have any other questions about regular savings accounts at North Georgia Credit Union, contact us.