Like all credit unions, North Georgia Credit Union (NGCU) is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder – or an owner – of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.

We are owned and operated by our members. We exist solely for the purpose of serving our members’ best interests.

Today NGCU serves over 100 Select Employee Groups.

To become a member of NGCU, a regular share/savings account must be opened in your name. An initial deposit of $25 is required plus a $5 one-time membership fee. All members must maintain a $25 balance in their savings account to remain a member, and demonstrate regular activity in their account to keep it open. Once you join NGCU, you and your immediate family members who join have lifetime membership, even if you change jobs or move.

To open a Regular Share/Savings Account, please click here for a membership application.