To become a member of North Georgia Credit Union (NGCU), a Regular Share/Savings Account must be opened in your name. An initial deposit of $25 is required plus a $5 one time membership fee. All members must maintain a $25 balance in their savings account to remain a member, and demonstrate regular activity in their account to keep it open.
Other features of Regular Savings include:
A competitive interest rate is paid quarterly on the average daily balance in your savings account. Click here for current rate information.
To withdraw money from your regular savings account, simply stop by an NGCU branch, give us a call or make a withdrawal from online banking and we’ll mail you a check.
Quarterly statement by mail or eStatement.
Direct Deposit & Payroll Deduction: You may have deposits to your savings account deducted directly from your paycheck.
To open a Regular Share/Savings Account, please click here for a membership application.
Please click here for details regarding membership eligibility, or contact us.