To become a member of North Georgia Credit Union (NGCU), a Regular Share/Savings Account must be opened in your name. An initial deposit of $25 is required plus a $5 one time membership fee. All members must maintain a $25 balance in their savings account to remain a member, and demonstrate regular activity in their account to keep it open.

Other features of Regular Savings include:

  • A competitive interest rate is paid quarterly on the average daily balance in your savings account. Click here for current rate information.

  • To withdraw money from your regular savings account, simply stop by an NGCU branch, give us a call or make a withdrawal from online banking and we’ll mail you a check.

  • Quarterly statement by mail or eStatement.

  • Direct Deposit & Payroll Deduction: You may have deposits to your savings account deducted directly from your paycheck.

To open a Regular Share/Savings Account, please click here for a membership application.

Please click here for details regarding membership eligibility, or contact us.